Funds Transfer System ( FTS ) is an
electronic fund transfer system.

Developed, launched and imposed by the Central Bank of the UAE in 2001

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To provide a system that enables entities of all sizes to participate, irrespective of their size or nature of business

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To provide a safe, secure, efficient and robust mechanism

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To facilitate the transfer of funds between banks and other financial institutions in the UAE via their accounts held with Central Bank

As payment systems are vitally important for the financial sector - and the economy as a whole - the Central Bank plays a leading role in the establishment, development, operation and oversight of payment systems in the UAE.

FTS Message Types

  • Single/Multiple Institutional Transfer Message
  • Single/Multiple Customer Credit Transfer
  • WPS Funding Account Transfer
  • Refund Request
  • Queries and Answers
  • Free Format Messages (Non-Financial Transactions).

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